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Idioms: to burn a hole in your pocket

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1. Warm-up Discussion

1. Do you enjoy shopping? What kind of things do you usually buy?

2. Have you ever bought something and regretted it later? What was it?

3. Imagine you suddenly receive a lot of money. What's the first thing you would want to spend it on?

2. Listening Comprehension

Watch the video about managing your money and fill in the blanks with the missing words or phrases.

Scan this QR code or visit the link to watch the video:

QR code for YouTube video

Video URL: https://www.youtube.com/watch?v=obslSxOHwd4

Do you ever feel like money just seems to disappear from your wallet as soon as you get it? This common feeling is perfectly described by the idiom 'to '. It means that you have a , often on things you don't necessarily need.

First, . A budget helps you track your income and expenses. Second, identify your . What makes you want to spend?

Third, practice delayed gratification. Instead of making an , wait 24 hours. Fourth, set . Having a goal gives your money a purpose.

3. Key Vocabulary

Match the words and phrases with their correct definitions by dragging the word chips to the right boxes.

to have a strong desire to spend money quickly.
a plan for how you will spend and save your money.
money received, especially on a regular basis, for work or through investments.
the cost required for something; money spent.
situations or emotions that make you want to spend money.
an unplanned decision to buy a product or service.
resisting the temptation for an immediate reward in favor of a later, greater reward.
specific objectives related to managing your money, such as saving for a purchase or retirement.
things that are essential for survival.
things that improve your life but are not strictly necessary.
to be very expensive.
a person who is unwilling to spend money.
to save money for a time when it might be needed unexpectedly.
penny pincher
financial goals
income
wants
budget
burn a hole in your pocket
impulse buy
spending triggers
needs
delayed gratification
save for a rainy day
cost an arm and a leg
expenses

4. Language Focus: Money Idioms

Complete the sentences with the correct idiom from the word bank. You may need to change the verb form.

cost an arm and a leg
money talks
penny pincher
burn a hole in your pocket
save for a rainy day

1. I'd love to buy that new phone, but it would . I can't afford it right now.

2. My grandfather is a real . He hates spending money and always looks for the cheapest deals.

3. As soon as I get my salary, it feels like the money is . I always want to buy something immediately.

4. It's wise to because you never know when you might have an unexpected expense, like a car repair.

5. He got the best seats for the concert even though it was sold out. I guess it's true that .

5. Vocabulary Practice: Choose the Correct Idiom

Read each sentence and choose the correct idiom to complete it.

1. That vintage watch is beautiful, but I heard it's extremely expensive. It must...

cost an arm and a leg.
be a penny pincher.

2. I just received a cash gift for my birthday! This money is...

saving for a rainy day.
burning a hole in my pocket.

3. My friend never wants to go to restaurants. He always says it's cheaper to eat at home. He's such a...

penny pincher.
money talks.

4. Instead of spending your entire bonus, you should try to...

cost an arm and a leg.
save some for a rainy day.

5. The developer got permission to build the new skyscraper very quickly, probably because of his large donations to the city. It just shows that...

money talks.
it burns a hole in his pocket.

4. Vocabulary in Context

Complete the sentences using the words and phrases from the word bank below. Drag the correct word chip to each blank.

1. My new bonus is really

. I want to buy everything!

2. It's important to create a

to manage your money effectively each month.

3. Eating out every day is one of my biggest

, making it hard to save.

4. She decided to practice

and waited a week before buying the expensive new phone.

5. Buying that designer bag was a complete

; I didn't plan it at all.

6. He's a real

; he never spends money on anything unnecessary.

7. Setting clear

, like saving for a down payment, helps you stay motivated.

8. I always try to

for unexpected emergencies.

financial goals
penny pincher
budget
delayed gratification
impulse buy
spending triggers
save for a rainy day
burning a hole in my pocket

5. Speaking Practice

1. Do you ever feel like money burns a hole in your pocket? What do you usually spend it on quickly?

2. How important is it to create a budget? What are some common spending triggers for people your age?

3. Can you give an example of a time you practiced delayed gratification? What was the reward?

4. What are your current financial goals? How do you plan to achieve them?

5. Do you consider yourself a penny pincher, or do you prefer to spend freely? Why?